Rate Profiles
PricingOptional reusable pricing definition a product can reference as its rate source.
Name
Varies by
Mode
Used by
Actions
Medicare Advantage · Flat Premium
One filed premium per plan. CMS-approved — no member-level rating.
Flat
Structural
products
2024 Retail Pricing
Filed rate card for the 2024 retail channel. Shared values, reused as-is.
Age
Static
products
2026 Retail Pricing
Draft 2026 retail card — shared values, not yet filed.
Age
Static
products
2026 Pet Pricing
Filed pet rate card for 2026. Monthly premium by pet age band.
Age
Static
products
ACA · Age × Area × Tobacco
Standard ACA rating shape. Values are parsed from each product's filed rate sheet.
AgeAreaTobacco
Structural
products
MedSupp · Age × Area
Medicare Supplement attained-age shape with area factors.
AgeArea
Structural
products
Health · Age × State × Tobacco
Age-banded rating by state with a tobacco load.
AgeStateTobacco
Structural
products
Life · Age × Gender × Tobacco
Life rating by attained age, gender, and tobacco status.
AgeGenderTobacco
Structural
products
Vision · Flat by Tier
Fixed monthly premium by coverage tier.
Composition
Structural
products
Dental · Flat Rate
Single flat price across all members.
Flat
Structural
products
Travel · Trip Cost Band
Premium scales with the insured trip cost.
Quantity band
Structural
products