Named Insured
The primary insured person named on the policy. The individual whose enrollment triggers coverage for the household.
Coverage Certificate Enrollment
ACA Individual 2026
Canonical
Named Insured and Spouse
Coverage covering the named insured together with their legally recognized spouse or domestic partner.
Coverage Certificate
ACA Individual 2026
Canonical
Family
Coverage covering the named insured, their spouse, and all eligible dependent children under one policy.
Coverage Certificate
ACA Individual 2026
Canonical
Dependent Child
A child of the named insured who meets the age and relationship criteria stated in the filed certificate.
Coverage Certificate
ACA Individual 2026
Canonical
Qualifying Life Event
A change in circumstance — marriage, birth, loss of coverage — that opens a special enrollment period outside the annual window.
Enrollment
ACA Individual 2026
Canonical
Effective Date
The date on which coverage under the policy begins for the named insured.
Enrollment Certificate
Medicare Supplement 2026
Canonical
Premium
The amount payable for coverage at each billing interval stated in the policy.
Billing Certificate
Medicare Supplement 2026
Canonical
Grace Period
The span after a missed premium due date during which coverage remains in force before the policy lapses.
Billing Certificate
Medicare Supplement 2026
Canonical